Credit unions are: Group of answer choices member-owned financial cooperatives. mortgage lenders. available to the general public. special commercial lenders. large institutions when compared with commercial banks.

Answers

Answer 1

Credit unions are naturally A. member-owned financial cooperatives, and not mortgage lenders, special commercial lenders, or large institutions comparable with commercial banks.

How are credit unions different from other financial institutions?

Unlike other financial institutions, credit unions operate as non-profit financial institutions with low-interest rates.

Other financial institutions include:

Central banks (e.g. the Federal Reserve)Retail and commercial banksInternet banksMortgage banksSavings, and loans.

Thus, Credit unions are naturally A. member-owned financial cooperatives.

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Related Questions

A manufacturer purchases $163,000 of raw materials on credit. The journal entry to record the purchase of raw materials consists of a: Multiple Choice Debit to Accounts Payable for $163,000; credit to Raw Materials Inventory for $163,000. Debit to Work in Process Inventory for $163,000; credit to Raw Materials Inventory for $163,000. Debit to Work in Process Inventory for $163,000; credit to Accounts Payable for $163,000. Debit to Raw Materials Inventory for $163,000; credit to Accounts Payable for $163,000. Debit to Raw Materials Inventory for $163,000; credit to Cash for $163,000.

Answers

The journal entry to enter the information will be C. Debit to Raw Materials Inventory for $163,000; credit to Accounts Payable for $163,000.

What is a journal entry?

It should be noted that a journal entry simply illustrates the debited and credit side of the financial transactions.

Here, the journal entry to enter the information will be to debit to Raw Materials Inventory for $163,000; credit to Accounts Payable for $163,000.

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Economics is the study of how individuals and societies allocate.

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The field of Economics allows us to study how individuals and societies are able to allocate resources.

What is economics?

Economics is a field that studies the allocation of resources by a society to ensure that the needs of the society are met.

The reason the allocation of resources needs to be studied is because they are scarce and so have to be allocated with opportunity cost in mind.

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pls helppp...

19. A business provided the following information [Refer to image]. What was the total of the current liabilities?

a) 13 200
b) 15 400
c) 31 200
d) 32 700 ​

Answers

Answer:

32 700

Explanation:

that is the answer 32 700

Enterprises that provide goods or services to, or receive them from my training institution or organization​

Answers

Answer:

Enterprise is another word for a for-profit business or company, but it is most often associated with entrepreneurial ventures. People who have entrepreneurial success are often referred to as “enterprising.” There are many forms of legal enterprises, with the most common in the U.S.

Who are the market participants in the foreign exchange market? Explain how each participant contributes to market activities.

Answers

The market participants in the foreign exchange market are commercial banks, Foreign exchange brokers, Central bank, MNCs and Individuals and Small businesses.

What is Market?

Market is the place where exchange of goods and services takes place in return of the money. Money is the value provided by the buyer to the seller of the product.

The commercial banks provides the deposits of the public as the saving to the people who are need of the money in this way they supply the money in the market.

The Central bank regulates the flow of the money by implementing the monetary policy and keeps in check the inflation rates in the market. All the MNC's and small businesses launches the product in the market and fulfills the need of the customer.

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Answer:Central banks and treasuries: Central banks use their respective nation’s foreign exchange reserves to influence the rate at which their own currency trades in the forex market. Because they absorb losses readily (to protect the value of their currency), they are a unique participant in the forex market.

Foreign exchange brokers: Foreign exchange or forex brokers assist forex dealers with transactions by providing the necessary currencies in case of a shortage of foreign exchange funds. They act as agents to facilitate effective trade transactions, and they charge a fee for their services.

Speculators and arbitragers: Speculators and arbitragers trade in the market for profit. They usually do not serve any clients and trade only for themselves. Arbitragers attempt to generate profit by trading on the differences of several currencies.

Retail customers: Retail customers (such as importers, exporters, multinational firms, and other investors) trade in the forex market through commercial banks. Their trade transactions are usually for investment or commercial purposes.

Foreign exchange dealers: Foreign exchange dealers are the main traders in the forex market. They generate profit by purchasing a currency at a particular bid price, and then reselling it at a higher asking price. They maintain an inventory position in particular currencies and specialize in those currencies.

Explanation:

Edmentum

The monopsonist's marginal factor (rource) cost curve for labor is

Answers

The company must: hike the factor prices to hire additional employees, a monopolist's marginal factor cost curve is above its labor supply curve.

What is a marginal factor cost?

Marginal factor cost is the increment in the additional  factor of production that leads to the increase in the one-unit amount.

It is showed in unit like the labor has worked ten per unit in the given period of time.

Thus, its labor supply curve.

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the effects of the hard lockdown on Eskom​

Answers

Answer:

comitees in parliament had to leave officials in Pretoria, electricity demand was high...

Using the national saving and investment identity, if private savings equal $3200, private investment equals $7800, and the government budget deficit equals $3300, what does the inflow of foreign savings equal

Answers

The  inflow of foreign savings equal $7700.

Foreign savings

Using this formula

Foreign savings=Private saving  +Private investment- Government budget deficit

Let plug in the formula

Foreign savings=$3200+$7800-$3300

Foreign savings=$7700

Therefore foreign savings equal $7700.

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Dawn owns a hair salon and wants to open another store in the downtown shopping district. She goes to the bank to get a loan to start her business, and the bank gives her a loan that is backed by her good reputation and previous credit rating. Which type of bank loan does this scenario best describe

Answers

The type of bank loan which this scenario best describes is an unsecured loan

What is a Bank Loan?

This refers to the amount borrowed by a financial institution to a customer or individual to be repaid at a certain time.

Hence, we can see that based on the given scenario by Dawn who owns a hair salon, she collects a loan to start her business and it is backed, therefore, this is an unsecured loan

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Diners are served in a process with two resources. The first resource has a capacity of 1.1 diners per hour. The capacity of the second resource is 1.5 diners per hour. Demand for this process is 0.9 diners per hour.Instruction: Round your answer to three decimal places. What is the cycle time of this process (in minutes)

Answers

The cycle time of this process for the firm is 2.89.

What is a Cycle Time?

This refers to the average time between the start of production of one unit and the start of production of the next unit of production

Cycle Time = Net time available to work / Customer demand

Cycle Time = 1.1 + 1.5 / 0.9

Cycle Time = 2.88888888889

Cycle Time = 2.89.

Therefore, the cycle time of this process for the firm is 2.89.

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Lola is in the process of selecting a campaign type to suit her business objectives. Why is it important that she consider business objectives before choosing her campaign type?

Answers

Digital advertisement services will mechanically create advert messaging based on the marketing campaign kind Lola chooses. The marketing campaign kind selected will decide which advertisements seem and the layout of these advertisements.

What are Business Objectives?

Business objectives provide you the ability to monitor yourself and what kind of progress you are making. They offer a vital test that maintains you from turning blinded by your bias.

Objectives additionally assist to evaluate the personnel, in addition, to allowing personnel compare themselves.

Therefore, Digital advertisement services will mechanically create advert messaging based on the marketing campaign kind Lola chooses. The marketing campaign kind selected will decide which advertisements seem and the layout of these advertisements.

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Using the curve which letter represents efficiency?
A
E
B
None

Answers

The answer is For the efficiency is A

Monetary policy refers to government actions that pursue what goal

Answers

Explanation:

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An airport wants to make its luggage-handling process faster and simpler for travelers. A data analyst examines and evaluates how the process works currently in order to achieve the goal of a more efficient process. What methodology do they use

Answers

To make the baggage handling process faster and simpler for travelers, a data analyst uses a gap analysis.

What is a  gap analysis?

Corresponds to a performance evaluation technique, where a professional is responsible for evaluating the way processes are being carried out in an organization, to determine their efficiency, developing an analysis of needs to increase quality.

Therefore, a gap analysis aims at the continuous improvement of processes through environmental assessment, in order to achieve total quality.

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Employers include __________ plan coverage in fringe benefit programs to retain high-quality employees and ensure productivity by providing preventive medical care to create a healthy workforce.

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Employers include" Group health" plan coverage in fringe benefit programs to retain high-quality employees and ensure productivity by providing preventive medical care to create a healthy workforce.

What do you mean by fringe benefit program?

The fringe benefit program include health insurance, worker's compensations, retirement benefits and medical leave.

As a company it's the duty of owner and management to take care of their employees health.

It is very common to say that health is wealth. Therefore, it is mandatory in every company to cover all the health benefits for better growth.

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Using online and mobile banking apps to schedule automatic transfers of money into your savings account can help you _____. everfi

Answers

Using online and mobile banking apps to schedule money transfers to your savings account can help you meet savings goals.

How to manage personal budget?

It is essential to organize your accounts and expenses in a structured way, allocating resources to be used according to your needs and desires. For this you can use technological resources, creating spreadsheets in applications increasing control over your budget.

Therefore, the control over the personal budget helps in the individual financial balance, organizing the accounts according to their needs.

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Question 8 of 10
What is the best strategy when considering a financial aid package?
A. Consider grants as a last resort.
B. Attend the most expensive school, regardless of aid.
C. Settle on the school that is least costly, even if you don't really
want to attend.
D. Consider private loans as a last resort.

Answers

The best strategy when considering a financial aid package is to Consider grants as a last resort.

What is a financial aid package?

This is the aid that is provided to the people of the United States as an aid that would help them in their education.

The financial aid helps to take care of the tuition of the students who have issues with finance.

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Answer:

D.

Explanation:

just took it

10 C What is the effect of education on employment?​

Answers

The effect of education on Employment is that it increases the employment rate and reduces unemployment

Effect of Education on Employment

With proper education, individuals can get the skills needed to to employed as skilled labor and earn a decent amount of money as a salary.

Without education, most people become unemployed and at best even get a job that is not enough to take care of them.

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To effectively run her company, Machi applies the ________, a management style the views her firm as an interdependent collection of departments, and as a single institution that interacts with suppliers, distributors, competitors, and customers.Multiple Choicecontingency viewpointsystems viewpointquantitative management approachhuman relations movementbehavioral science approach

Answers

To effectively run her company, Machi applies the Systems viewpoint a management style the views her firm as an interdependent collection of departments.

What is Systems viewpoint management style?

Systems viewpoint serves as style of management that help the workers to view the organization as a system that is interconnected which gives them the view that they should work with the management to achieve the goal of the organization.

Therefore ,Systems viewpoint serves as style of management that help the workers to view the organization as a system that is interconnected .

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Suppose grapefruit is produced in a constant cost industry and sold in a perfectly competitive market. If the price for the grapefruit is lower than the average cost of producing grapefruit, what can we say about the long run equilibrium

Answers

What can we say about the long run equilibrium is: Fewer grapefruit will be produced.

What is perfectly competitive market?

Perfectly competitive market can be defined as the market  in which producer or manufacturer product similar or identical product.

Suppose the price of grape fruit is lesser  compare to the average cost of production it , this tend to mean that in the long run  only fewer or little amount of grapefruit will be produced.

Therefore fewer grapefruit will be produced.

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True or false: Personal savings, venture capitalists, and government agencies such as the Small Business Administration (SBA) are possible sources of capital or information when starting a small business.

Answers

The possible sources of Small Business Administration which can provide assistance to small businesses are venture capitalists, personal savings, and government agencies.

What is meant by small business?

Small Business is a kind of business started with fewer working professionals and less income.

Small Business Administration is an authority that helped small businesses and entrepreneurs in establishing their businesses. They provide capital assistance through their sources like venture capitalist companies, government agencies, etc.

Therefore, the given statement is true as explained above.

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When a product reaches equilibrium price, then:
- The company will lose money
- The product will not sell
- The product will sell off the shelves
- The product will sell about 50%​

Answers

Answer:

b the product will not sell


Learning Task No. 3 Direction: Write the advantages ang disadvantages of the following packaging materials. Write your answer on a separate sheet of paper. Types of packaging Materials Advantage/s Disadvantage/s 1. Leaves 2. Vegetable Fibers 3. Wooden Crate 4. Paper 5. Earthenware 6. Glass 7. Plastic 8. Metal

Answers

To identify the advantages and disadvantages of packaging materials it is necessary to analyze the purpose, durability and protection of the product.

What is the best packaging for a product?

It will be one that protects the characteristics of the product, is durable and sustainable. Leaves, for example, are safe biodegradable materials for packaging some foods, but they still need more technological development for scale production.

Another example is that vegetable fibers are also sustainable materials but are also being used experimentally in the sustainability awareness phase.

Therefore, the ideal packaging will be one that protects the necessary characteristics of the product and is ecologically sustainable for the protection of the environment.

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Which of the following is not one of the four main types of inventory?
a. raw material inventory
b. work-in-process inventory
c. maintenance/repair/operating supply inventory
d. safety stock inventory
e. All of these are main types of inventory.

Answers

Answer:

All of these are main types of inventor.

Of all the given types of inventory, the one which is not on the list of four main inventory is the safety stock inventory. Hence, Option D is correct.

What is an inventory?

The products and materials that a company keeps on hand with the intention of reselling, producing, or using them are referred to as inventory or stock. The main focus of inventory management is determining the location and shape of stocked commodities.

There are four basic categories of inventory: finished items, MRO, WIP, and raw materials/components. All the goods, merchandise, and supplies that a company keeps on hand in anticipation of selling them for a profit are referred to as inventory.

Example: Only the newspaper will be regarded as inventory if a newspaper vendor utilizes a vehicle to distribute newspapers to clients. The car will be considered an asset.

Thus, Option D is correct.

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Which of the following is not an element of marketing?
A. product
B. policy
C. promotion
D. price

Answers

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The answer is B. policy

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Deandre and Mason both enjoy sunshine, water, and surfboards. Thus, the two friends decided to create a business together renting surfboards, paddle boats, and inflatable devices in California. Deandre and Mason will equally share in the decision making and in the business profits or losses. Which type of business did they create if they both have full personal liability for the firm's

Answers

Answer:

General Partnership

Explanation:

The general partnership is the type of business did they create if they both have full personal liability for the firm's.

What is business?

Business is defined as the activity of creating, purchasing, and reselling goods in order to support oneself or earn money. A company can make money from the goods and services it provides. The word "business" derives from the verb "to be busy," which refers to action. It consistently functions.

General partnership is defined as a type of partnership where each member is responsible for the business ventures of the partnership. The parameters governing the division of earnings and losses, managerial activities, and interest transfers are negotiable in general partnerships.

Thus, the general partnership is the type of business did they create if they both have full personal liability for the firm's.

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External forces in the natural environment include A. the trend toward healthier lifestyles, which can shift spending toward exercise equipment and health clubs and away from alcohol and snack foods. B. air and/or water pollution, the depletion of irreplaceable natural resources, or inefficient energy/resource usage. C. interest rates, exchange rates, the inflation rate, the unemployment rate, the rate of economic growth, trade deficits or surpluses, savings rates, and per-capita domestic product. D. tax policy, fiscal policy, tariffs, the political climate, and the strength of institutions such as the federal banking system. E. slow growth in buyer demand.

Answers

External forces in the natural environment is C. interest rates, exchange rates, the inflation rate, the unemployment rate, the rate of economic growth, trade deficits or surpluses, savings rates, and per-capita domestic product.

What are external forces?

These are factors that affect an environment from the outside instead of within.

For the natural environment, this would represent everything that affects nature, but aren't really part of nature. This includes inflation, unemployment, and other economic factors.

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Question 5 of 20
Which is an advantage of paying off a liability?
OA. The liability remains a liability.
B. The liability starts to lose valu
OC. The liability starts to gain value.
OD. The liability can become an asset.

Answers

Answer:

OD is the answer because a liability can become an asset once paid

An advantage of reimbursing the liability is that it becomes an asset when it is being paid.

Option D is correct.

What is an asset?

An asset is the monetary resource of a company which is acquired so that the company would get the maximum benefits in the near future. It is the secondary part of balance sheet which is further classified into two parts namely, current and non-current assets.

Liability is referring to the obligation of a company regarding which the repayment would be done after a certain period of time. In order to repay the liabilities like short-term and long-term borrowings, the assets which can be easily converted into cash are being considered. For instance, the amount due from debtors is a current liability and when it is paid, then it is considered to be a current asset.

Therefore, the advantage written in option D is correct.

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negative and positive impact of monopolies in south Africa

Answers

The positive impacts of monopoly in South Africa are related to the advantages of companies, which charge higher prices and generate economies of scale.

The disadvantages are related to the consumer, who pays higher prices since in a monopolistic market there are no more alternatives to obtain a good or service.

What is monopoly?

It is a market situation where there are no competitors, with a company being the only one to sell a product or service, being the holder of the price and market power.

Therefore, a monopoly situation can be harmful to a country, leading to barriers to entry by competitors, reduced purchasing power of individuals and price exploration.

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Hardcover books are shipped 3 days after an order is placed. soft cover books always take at least 1 day less than hardcover books to ship after the order is placed. special apparel orders take as long as or longer than hardcover books to ship after the order is placed. conclusion: special apparel orders take longer to ship than soft cover books. if the assumptions are true, is the conclusion:

Answers

If the assumptions are true, the conclusion relating to the longer time taken to ship the special apparel than the softcover books is correct.

What is meant by the conclusion?

The conclusion is a brief summary of any topic without going into the detail of it.

The shipping time taken to deliver the softcover books is 2 days, that is, 1 day more than the shipping time taken to deliver hardcover books. There is a difference of only one day in both the shipping. The time taken by special apparel to ship is longer than the hardcover books which means that time is also greater than softcover books.

Therefore, the provided conclusion statement is correct keeping all the assumptions true.

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What is true about AngleQRT? Select two options.Measure of angleQRT = 90Measure of angleQRT = Measure of angleSRTAngleQRT Is-congruent-to AngleSTQMeasure of angleQRT = 2*Measure of angleRTQAngleQRT Is-congruent-to AngleRTQ Microscopes are used to study the structures of rocks. Over time, microscopes have become more and more powerful.As a result of this technological improvement, our structural information of rocks Translate (13, 4) to the right 5 and up 2 _________ float results from the delay between the time when a customer deducts a payment from the checking account ledger and the time when the vendor actually receives the funds in a spendable form. (a) Mail (b) Processing (c) Collection (d) Disbursement A scientific ___law__ is a statement that explains what always happens under very specific conditions. Description of Activity: Given the following cases below, how will you handle the different situations. Write it down and cite a Psychological theory that will be your guiding principle in dealing with each case.CASE SCENARIO 1 You are one of the school counselors at Batangas National High School. Your caseload includes Sarah, a seventh grader. She was referred to you by her classroom teacher. The teacher has concerns regarding Sarah due to Sarahs recent change in behavior. Historically, Sarah has been a top student and is very outgoing. Sarah is a member of honor society, plays JV basketball, and is a member of the Drama team. Upon her return from summer break, Sarah was noticeably withdrawn and her grades began to drop. She has withdrawn from the Drama team and she seems to have lost interest in basketball. The teacher shared that at a recent parent/teacher conference the parents did not seem concerned about Sarahs behavior changes but rather focused their attention on Sarahs basketball performance. The teacher also informed you that he had tried to connect with Sarah to talk about his concerns but when he tried to do so, Sarah became angry, burst into tears, and stormed out of the room. Sarah has agreed to meet with you upon the encouragement of her parents under the auspice that you will help her with her basketball performance issues. CASE SCENARIO 2Chad is a 9 year old Chinese-Filipino, high school student, who was diagnosed with Cystic Fibrosis when he was 3 months old. While growing up, he has been required to go to the hospital every other month. He now only has to go about once or twice a year. Chad comes into see you at his moms request. His mom, Sylvia, is concerned about the fact that Chad is refusing to take his medication. She has noticed that Chad is starting to cough more and gets exhausted much easier. He stopped taking the medication about two months after Kyle, a friend that Chad had met in the hospital, died. Chad had maintained a friendship with Kyle for about 2 years. Chad respected Kyle because he was one of the few people who didnt consider him a foreigner, a common occurrence despite the fact that his ancestors immigrated to the Phil. in the late 1800s. Kyle had been waiting for a lung transplant, and Chad had observed him rapidly decline in health. Chad refused to discuss Kyles death with his mother. And recently, there were long periods of time when he wouldnt speak to her at all. In a phone conversation with Sylvia, you learned that after Kyles funeral, Sylvia had hoped that Chad could spend the summer with his father (Kevin) and older brother David (15) who live in another state. Kevin owns a small car dealership and David works with him detailing the cars on the lot. The dealership has been successful enough to pay for the numerous surgeries and maintain both middle class households. Kevin and Sylvia divorced when Chad was 6. When Sylvia discussed the idea of Chad coming for the summer, Kevin said he didnt feel it would be a good idea because of animosity between David and Chad. In the initial session, Sylvia explained that David has always felt that I favored Chad because I spent so much time with him. I had to because of his health, but there still is a lot of jealousy. Question 2 of 40How much more will $16,500 earn in interest than $15,000 if both areinvested in savings accounts with APYS of 4.1% for a year?OA. $61.50OB. $156.15OC. $52.05OD. $20.50Please do step by step as to how you got the answer When developing an interval estimate for the difference between two sample means, with sample sizes of n1 and n2, _____. The continental climates from the continental air masses mean that the East Coasts of continents in the mid-latitudes have __________ summers. 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Which shape has a bigger area? Explain your reasoning. 4 A sample of radioactive waste has a half-live of 40 years and an activity level of 4 curies. After how many years will the activity level of this sample be 0. 5 curies? which of the following professions in photography require you to remain focused and take the right picture at the right time, because there are no retakes? WHAT IS THE RATIO OF CIRCLES TO SQUARES During market testing, Rembrandt Cosmetics realized that the cosmetics industry was dominated by multiple, well-established brands. These brands mostly sold their products in exclusive outlets and departmental stores. Rembrandt Cosmetics management realized that a new entrant would require a different business model to be successful. Thus, Rembrandt Cosmetics started selling its products through direct marketing. In this scenario, Rembrandt Cosmetics accomplished substitution primarily through