Explanation:
more time spent perfecting skills compared to college
As an agent, you owe fiduciary duties to your client. among these are loyalty, reasonable skill and care, confidentiality, accounting, and disclosure. what fiduciary duty is missing from this list
The fiduciary duty Obedience is missing from the list.
What are the fiduciary duties?Fiduciary duties are those duties, which work in the interest of another party or an entity.
The main duties included in the fiduciary list are Accounting, Care, Confidentially, Disclosure, Loyalty and Obedience.
Fiduciary duties ensures the benefit of another party.
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Henna Company produces and sells two products, Carvings and Mementos. It manufactures these products in separate factories and markets them through different channels. They have no shared costs. This year, the company sold 58,000 units of each product. Income statements for each product follow. Carvings Mementos Sales $ 974,400 $ 974,400 Variable costs 779,520 194,880 Contribution margin 194,880 779,520 Fixed costs 46,880 631,520 Income $ 148,000 $ 148,000 rev: 09_29_2021_QC_CDR-376 Required: 1. Compute the break-even point in dollar sales for each product. (Enter CM ratio as percentage rounded to 2 decimal places.)
The computation of the break-even point in dollar sales for each product is as follows:
Carvings = $234,400 ($46,880/0.2)
Mementos = $789,400 ($631,520/0.8)
What is the break-even point?The break-even point represents the dollar sales or units at which the entity does not incur any loss or earn any profit.
At the break-even point, the total costs are equal to the total revenue.
Data and Calculations:Carvings Mementos
Sales $ 974,400 $ 974,400
Variable costs 779,520 194,880
Contribution margin 194,880 779,520
CM Ratio 20% 80%
Fixed costs 46,880 631,520
Income $ 148,000 $ 148,000
Break-even point = Fixed costs/CM Ratio
Thus, the break-even points in sales dollars are Carvings, $234,400,, and Mementos, $789,400.
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One of your customers has decided to commit $10,000 to fixed income. She is trying to decide if it makes more sense to invest in the bonds of a single corporate issuer or to buy an exchange-traded fund (ETF) tracking a corporate bond index. You could explain that the purchase of the ETF results in the greatest reduction of
"One of your customers has decided to commit $10,000 to fixed income..."You could explain that the purchase of the ETF results in the greatest reduction of liquidity risk. This is further explained below.
What is liquidity risk?Generally, liquidity risk is simply defined as, to put it another way, liquidity risk is the possibility of experiencing losses as a consequence of not being able to make payments on time or doing so at an unaffordable price.
In conclusion, Fixed-income investments have been made by one of your clients for $10,000..." In other words, you might say buying the ETF lowers liquidity risk the most.
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A data analyst at a nonprofit organization is working with a dataset about a summer fundraiser. Although they have a lot of useful data by the end of the month, they recognize that the data is insufficient. So, they decide to wait until the end of the season to begin working with the dataset. Which type of insufficient data does this example describe?
The type of insufficient data does this example describe is: Data that keeps updating.
Who is a data analyst?A data analyst can be defined as a person that help to collect data or information so to discover information that may be use during decision making process.
In as situation where their is insufficient or enough data despite having useful data this means that keeps updating.
Therefore this is an example of Data that keeps updating.
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Over the past forty years, the Federal Reserve has responded to high inflation by pursuing policy to _______________ the federal funds rate, and has responded to high unemployment by pursuing policy to _______________ the federal funds rate.
The Federal Reserve has responded by increasing the federal fund rate in high inflation and by decreasing the same rate in the higher unemployment situation during the span of forty years.
What is inflation?Inflation is the situation where the price of goods and services have been increased significantly and reduces the purchasing power of people.
The federal rate of funds enhances in the scenario of high inflation whereas the federal funds rate tends to decrease in the scenario of higher unemployment by the Federal Reserve in the economy of the US country.
Therefore, the federal fund rate rises in inflation and falls in unemployment as applied by the Federal Reserve.
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A 4% S/A coupon bond with 4 coupons remaining has a BEY of 8.00%. You buy the bond a little over a month before you get the first coupon. Specifically, the fraction of the 6-month period that has already elapsed is 0.80. Calculate the dirty price of this bond.
A 4% S/A coupon bond with 4 coupons remaining has a BEY of 8.00%, is mathematically given as
DP=95.696. Option D is correct
What is the dirty price of this bond?Generally, dirty price is simply defined as It's important to note that a "dirty price" is simply a bond pricing quotation that takes into account both the coupon rate and any interest that has already accumulated on the bond.
In conclusion, Dirty price
DP = (Clean price + interest Accrued)
Therefore
DP=0.80*(4%*100/2)+2*(1-(1+4%)^(-3.20))/(4%)+100/(1+4%)^(3.20)
DP=95.696
CQ
A4% S/A coupon bond with 4 coupons remaining has a BEY of 8.00%. You buy the bond a little over a month before you get the first coupon. Specifically, the fraction of the 6-month period that has already elapsed is 0.80.
Calculate the dirty price of this bond.
O 81.370
85.216
93.471
o 95.696
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A luxury-home designer has built a dishwasher that is connected to a cabinet and uses mechanical arms to pick up clean dishes and move them into the cabinet. Many consumers love the product, but they say they it is too expensive. Nevertheless, the company has tested the product in many situations and found that it never breaks a dish. What issue does the designer most likely need to improve in order for the dishwasher to be a good product to sell
The issue the designer most likely need to improve in order for the dishwasher to be a good product to sell is: Cost effective and should be of good quality.
Cost effectiveSince the dish washer is of good quality and does not breaks dish. What the designer need to improve on is to make the dish washer affordable for people.
Reason being that consumers love the product but they say the product is expensive.
Therefore the product should be cost effective.
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Answer:
C. affordability
Explanation:
D was wrong on the quiz
Higher cash flows earlier in a project's life are Blank______ valuable than higher cash flows later on.
When we get higher cashflows in a projects life at an earlier period, these are more valuable than later on.
Why are earlier cashflows more valuable?When we receive higher cashflows earlier on in a project's life, the discounted values of these cashflows will be higher.
This is as opposed to receiving them later on where the discounted values will be lower on account of there being a longer period to discount over.
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write about the role of veterinarian in commercial milk and meat production.
Veterinarians provide livestock producers with information, advice and training on how to avoid, or control food safety hazards.
Who is a veterinarian?A veterinarian is a medical professional who practices veterinary medicine. They manage a wide range of health conditions and injuries in non-human animals.
In this case, veterinarians also provide livestock producers with information, advice and training on how to avoid, eliminate or control food safety hazards.
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Read the passage.
What did the president mean when he said he had to
face "very difficult choices" when creating a federal
budget?
O deciding which country to borrow from to finance
spending
O deciding what would be funded and what would be cut
O deciding how to keep interest rates low on the
national debt
O deciding how much to increase tax rates
The President used "very difficult choices" to explains it is difficult to decide what would be funded and what would be cut
Who used the quote?The quote was used by President Barack Obama during the 2012 Budget Message of the President.
Hence, he explained that it was difficult to decide what would be funded and what would be cut.
Therefore, the Option A is correct.
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Answer:
B. deciding what would be funded and what will be cut
Explanation:
The local community college wants to increase its online offerings. To do so, the college will most likely need to purchase a(n) ______.
The local community college wants to increase its online offerings. Hence, to do so, the college will most likely need to purchase a learning management system (LMS).
What is a learning management system (LMS)?A software application for the administration, documentation, tracking, reporting, automation and transport of tutorial courses, education programs, or mastering and improvement programs is referred to as a learning management system.
Therefore, the local community college can purchase a learning management system for expanding its online offerings.
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Stevie earned $600 this week. she used $100 toward paying off her credit card and $20 went into savings, for a total of $120, which is 20% of her income. what money managing system is she likely using?
Answer:
600-100-20=480
Explanation:
50 30 20 rule
The money managing system is she likely using 50 30 20 rule.
What is the 50 30 20 rule?The 50/30/20 rule is a simple budgeting technique that can assist you in managing your money in an efficient, straightforward, and sustainable manner. The general rule of thumb is to allocate 50% of your monthly after-tax income for needs, 30% for wants, and 20% for savings or debt repayment.
That age-old conundrum can be resolved and your spending habits can be made more structured by using the 50/30/20 guideline. Whether you're trying to pay off debt or save money. It might make it simpler for you to achieve your financial objectives.
According to the norm, you should devote up to 50% of your after-tax income to necessities and commitments that are essential to you. The remainder should be divided into 30% for anything else you might want, 20% for savings, and 10% each for debt reduction and saves.
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An IAR has a customer with $1 million under management. The customer is experiencing a cash flow shortfall but does not want to liquidate part of the portfolio because it is performing so well. The client calls the IAR and asks for a short-term loan of $25,000. What should the IAR do
What the IAR has to do would be to The IAR should refuse the client's request.
Who is an IAR?This is a person that works in an investment office an issues investment advise to clients for a certain fee.
The IAR has to refuse the request based on the situation s following the request that the client is making.
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which statement best describes how the Fed responds to recessions?
It sells more securities.
It charges banks more interest.
It increases reserve requirements.
It increases the money supply.
The federal government responds to recession by increasing the money supply in a country.
What is Recession?Recession is term used to describe a general economic contraction which is identified by a fall in the gross domestic product of a country.
Before a country is said to be in recession, the GDP of that country must have fallen in two successive quarters.
The feds respond to recession by increasing the money supply in order to stimulate the local economy.
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Answer: D - It increases the money supply.
Explanation: Edge 2022
Licensing of the brand, a reputation for quality, and a large number of retail stores are examples of potential blank______ that a firm may identify during a swot analysis.
Licensing of the brand, a reputation for quality, and a large number of retail stores are examples of potential strengths that a firm may identify during a swot analysis.
What is a SWOT analysis?This is the framework that is used to know the strength of an organization, its weaknesses, its opportunities and its threats.
The SWOT analysis is useful due to the fact that it relates to situational analysis or assessment.
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Outline any other THREE qualities of a successful entrepreneur
Answer:
Robust Work Ethic.
Deep Passion.
Creativity. ...
Motivated Self-Starters. ...
Easygoing Attitude. ...
Eager to Learn.
you can choose any three you want :)
The price in Cournot, Stackelberg, multiplant monopoly, and monopoly are different. Which market would the Department of Justice most prefer? Explain.
The market that the Department of Justice would most prefer is price in Cournot.
What kind of market is the Cournot duopoly model?Cournot duopoly is known to be Cournot competition. This is said to be a model which is made up of imperfect competition as two firms that has identical cost functions are said to compete with other homogeneous products.
The market that the Department of Justice would most prefer is price in Cournot. because there is a level of competition in their market and as such similar product can stand a chance in it.
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The top five cities where venture capitalists are investing their money represent 10% of the global total.
True
False
it is false statement that the top five cities where venture capitalists are investing their money represent 10% of the global total.
What is a Venture capital?
This refers to the managerial expertise provided by investors to startup firms with long-term growth potential.
However, it is false that the top five cities where venture capitalists are investing their money represent 10% of the global total.
Therefore, the statement is a false statement.
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The _____ approach for constructing a WBS involves refining the work into greater and greater levels of detail.
The bottom-up top-down mind mapping approach for constructing a WBS involves refining the work into greater and greater levels of detail.
What is Mind Mapping?
This refers to the graphical depiction of ideas and concepts that helps to organize information.
Hence, we can see that when constructing a WBS, it is important to use the bottom-up top-down mind mapping approach so that there would be more detail in the work.
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Visit the web site for a different well-known company, and find the section that lists the company's values. what are the company's values? how do they relate to the products the company sells? did anything surprise you about the company's values? why or why not?
Person can visit the website of Microsoft is the well known company to find the section that lists the company's values.
What are the core values that Microsoft has?Innovation - People think that technology can and should be used for good, and that meaningful innovation can and will help to make the world a better place in both large and little ways.Inclusion and variety Diverse voices allow us to thrive. To inform, challenge, and push our thinking, we draw on the experiences, strengths, and perspectives of our workers and customers.CSR- people think that technology has the potential to be a great force for good, and we are working to ensure that everyone has access to the benefits and opportunities that technology provides. Artificial Intelligence- AI, we believe, can enhance your capabilities, free you up for more creative and strategic pursuits, and help you or your organization achieve more when it is created with humans at the heartThus, Microsoft is company that have a solid values.
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In 2019, selected automobiles had an average cost of $12,000. the average cost of those same automobiles is now $13,200. what was the rate of increase for these automobiles between the two time periods? (
The rate of increase for these automobiles between the two time periods is 10%
What is automobiles?Automobile is the wheeled vehicle usually having four wheels and generally used for the transportation purposes. For example :- car, buses, trucks, bike etc.
In the above case, the average cost of the automobile is $12000 in 2009 but now it has increased to $ 13200. For the calculation of the increased rate of the auto mobile following formula is used as follows:-
Increased rate = (current value -Initial value )/current value * 100
=( $13,200 - $12,000)/ $12,000 *100
=$1200/ 12000 *100
= 10%
Therefore, the rate of the increase for these automobile between 2 periods is 10%.
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Your task is to take this and construct a graphical representation of the data. In doing so, you determine that as the price of soda rises, the quantity of soda supplied increases. This confirms the .
Your task on constructing the supply and price of soda confirms the Law of Demand.
What does the law of demand state?The law of demand posits that for normal goods, the quantity demanded will decrease if the price increases. And vice versa.
This was why the quantity demanded for soda decreased as the prices increased.
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Why must a marketing manager consider pricing objectives and constraints?.
Answer:
marketing manager considers pricing objectives and constraints to narrow the range of choices among the variety of pricing strategies demand curve enables a firm to examine prices in terms of quantity sold cost changing constraints as a result most firms change the price of their products more often if they sell online
Explanation:
Netflix and wal-mart both did well during the recession. which factor of the business/marketing environment best explains this?
The business/marketing environment factor that explains why Netflix and Wal-mart did well during the recession is branding.
What is branding?It corresponds to a strategy of active management of a brand, creating value for it through its visual identity and objectives, generating engagement with the target audience and satisfying their needs and desires in an innovative and creative way.
Therefore, branding is an essential strategy for a brand to be competitive and well positioned in the market.
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The principle of exceptions allows managers to focus on correcting variances between.
Answer:
The principle of exceptions allows managers to focus on correcting variances between standard costs and actual costs.
An employee works 47 hours (47 - 40 were overtime hours) during a workweek in December of 2021. He earns $39/hour, with his employer paying 1.5 times the regular rate of pay for overtime hours. To date, he has earned $140,950 during the year. He has requested that his employer withhold 6% of gross pay, which is to be contributed to a 401(k) plan.
Taxable income for federal income tax withholding = $
Taxable income for social security tax = $
Taxable income for medicare tax = $
The amount of tax will be:
Taxable income for federal income tax withholding =$1,851.33Taxable income for social security tax =$1,851.33Taxable income for medicare tax = $1,851.33How to calculate the tax?Regular Pay (40×39) = $1,560.00
Overtime Pay (7×39×1.5) =$ 409.50
Gross Pay = $1,969.50
Less: 401(k) plan Contribution (1969.50×6%) =$ 118.17
Taxable Amount = $1,851.33
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14. Over a given year, nominal GDP increased by about 2.5%. Over that year, the GDP deflator decreased by about 4%. From this information (and using our Aggregate Supply and Demand framework for analysis), we infer that over this year, Group of answer choices real GDP decreased, and we had a decrease in Aggregate Supply. real GDP decreased, and we had an increase in Aggregate Demand. real GDP increased, and we had an increase in Aggregate Demand. real GDP increased, and we had a decrease in Aggregate Demand. real GDP increased, and we had an increase in Aggregate Supply.
Jim is an accountant who reimburses travel expenses for company employees who have used personal funds for travel. Tom, a company sales rep, has requested a reimbursement for a $200 dinner. However, Tom does not have proper documentation which means the expense cannot be reimbursed. Tom offers to split the reimbursement with Jim, if Jim will approve it without the documentation. Jim should
The inference shows that Jim should reject the reimbursement as confidentially report the incident.
What is an inference?An inference simply means the conclusion that can be deduced based on the information given in a literary work.
In this case, the inference shows that Jim should reject the reimbursement as confidentially report the incident.
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____________________________________ tries to welcome participation by all organizational members and to view each person as valuable to the organization instead of focusing primarily on productivity. Systems Perspective Bureaucratic Management Scientific Management Human Resources
Human Resources Management welcomes participation by all organizational members and views each person as valuable to the organization instead of focusing primarily on productivity
What is Management?This refers to controlling and organizing people and things for better and more effective productivity or output.
Hence, we can see that there are different types of management, and based on this, they have varied characteristics, but the kind of management that focuses on individuals, rather than productivity is human resources.
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When the actual price in some market is above the equilibrium price, the resulting market condition is known as
When the actual price in some market is above the equilibrium price, the resulting market condition is known as Excess Supply.
What is an Excess Supply?An excess supply is a condition where there is a surplus of goods in the market. In this condition, the price would have tiled above the equilibrium curve.
Excess supply can also be known as surplus. When the actual price of a good is above the equilibrium price, there tends to be a condition called excess supply.
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