1. Which of the following BEST defines a down payment?
1. A down payment is a portion of the purchase price that increases the loan amount.
2. The down payment is the good faith escrow deposit.
3. A down payment is a portion of the purchase price that reduces the loan amount.
4. The down payment is the total amount borrowed for purchasing or leasing a car.

Answers

Answer 1

Answer:

3

Explanation:

It has to be this one because it is intial payment to help someone.


Related Questions

What is the best way to be compensated for your work? And why
O Annual Salary
O Hourly Wages
Sales Commission
O There is no one BEST way to be compensated.

Answers

Annually salary because it is given at the end of the month of year.

A manager’s responsibility to actively control risk factors for food borne illnesses is called

Answers

Answer:

A hazard analysis critical control point (HACCP)

A customer who buys a cup of coffee because they're feeling sleepy during the workday has experienced which of the following?

an internal stimulus

an external stimulus

an emotional appeal

a lexical appeal

Answers

I believe it’s internal stimulus because of learnt and instinctual behavior

Oscar received his credit report and sees that his VantageScore is 400. Which factor could be the cause?


a

He filed for bankruptcy 15 years ago.


b

He has five credits cards with high balances.


c

He has a low debt-to-credit ratio.


d

He has applied for his first loan in his life.

Answers

Answer:

b. He has five credits cards with high balances.

Explanation:

A VantageScore is a credit score model that shows the probability that someone will pay the loans. A 400 VantageScore is very poor and people can get this score for different situations like bankruptcies as they will appear in your report for up to 10 years, having high utilization rates on your credit card and missing payments. According to this, the answer is that the factor that could be the cause is: he has five credits cards with high balances because he would have a high utilization rate which hurts the credit score.

The other options are not right because a bankruptcy appears in the report for up to 10 years, a low debt to credit ratio shows that you use your credit in a responsible form and it won't hurt your credit acore. Also, if someone doesn't have a credit history, there is no score because there is no data to define that.

Toxic materials, of an abnormally dangerous nature, were being transported by truck from a manufacturer's plant to a warehouse when some of the materials leaked from the truck onto the street a few miles from the plant. A driver lost control of his car when he hit the puddle of spilled toxic materials on the street, and he was injured when his car hit a stop sign. In an action for damages by the driver against the manufacturer based on strict liability, is the driver likely to prevail

Answers

Answer:

No, because the drivers injury did not result from the toxicity of the materials.

Explanation:

In the context, a strict liability in this situation will be based on abnormally dangerous nature of the toxic materials that the manufacturer produces. But the strict liability action is required that the risk which materializes to be the same risk which lead the courts to be label the event as 'abnormally dangerous' in its first place itself. In this situation, the toxicity of the materials is not the cause of the injury of the driver, the driver's only cause of action is his negligence while driving.

7. Write at least two policies that a company could use to decide which customers to offer credit to. (1-2 sentences. 2.0 points)

Answers

Answer:

Competition tribunal

Competition commission

Explanation:

They protect the rights of the customers

those who are previous loyal or contact any business that has loyal costumers

goodluck:)

The CEO of Skyco, a publicly traded company that has been earning below-average returns, has been publicly criticized by shareholders for persuading the board of directors to give her interest-free loans, for having the company purchase and furnish a lavish apartment in Paris for her personal use on her twice-yearly trips there, and for excessive stock options. The CEO's behavior may be an indication of:

Answers

Answer: a weak Board of Directors

Explanation:

Based on the information given in the question, we can attribute the behavior of the CEO to be an indication that the Board of Directors are weak.

Since the company has been earning below-average returns, the Board of Directors shouldn't be agreeing to the terms set by the CEO or her request. The CEO is doing whatever she's doing because she sees the Board of Directors as being weak and taking advantage of them.

Jack offers to sell Jill his automobile for $10,000. Jill says she must think about but that she is not rejecting his offer. Jill goes home that day and comes to the realization that $10,000 is a great deal. She sends Jack a letter of acceptance by mail at 4pm by placing it in the drop box at the post office. Jill did not know that Jack had sent her a revocation letter at 3:30 from a different post office. The letter of revocation is scheduled for delivery the next day at 10am. What result

Answers

Answer:

The sale of the car is canceled

Explanation:

For two reasons I think this. Jack had already sent out a letter to jill stating that the car is no longer for sale. As the current owner of the vechile he has the right at any point in time to draw out of the deal up till the actual signing over of the car.  

Sky High Seats manufactures seats for airplanes. The company has the capacity to produce 100,000 seats per year, but currently produces and sells 75,000 seats per year. The following information relates to the current production of the product: Sale price per unit $400 Variable costs per unit: Manufacturing $220 Marketing and administrative $50 Total fixed costs: Manufacturing $750,000 Marketing and administrative $200,000 If a special sales order is accepted for 7,000 seats at a price of $350 per unit, and fixed costs remain unchanged, how would operating income be affected

Answers

Answer:

there is an increase in operating income by $910,000

Explanation:

The computation of the impact on the operating income is shown below

Sales (7,000 × $350) $2,450,000

Less: variable manufacturing cost (7,000 × $220) -$1,540,000

Operating income $910,000

Since the fixed cost would remain the same so here we do not considered it

Hence, there is an increase in operating income by $910,000

A football team receives $258,000 in sponsorship for equipment, and the administrative costs are expected to be $27,000. What are the costs as a percentage of sponsorship revenue?

Answers

Based on the calculation below, costs as a percentage of sponsorship revenue is 10.47%.

How to calculate costs as a percentage of revenue?

The costs as a percentage of sponsorship revenue can be calculated using the following formula:

Costs as a percentage of sponsorship revenue = (Expected administrative costs / Sponsorship revenue) * 100 …………………………….. (1)

Substitute the relevant values into equation (1), we have:

Costs as a percentage of sponsorship revenue = ($27,000 / $258,000) * 100

Costs as a percentage of sponsorship revenue = 0.104651162790698 * 100

Costs as a percentage of sponsorship revenue = 10.47%

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Interest rate differences between countries depend on Group of answer choices neither differences in expected inflation, nor on expected changes in the real exchange rate. differences in expected inflation, but not on expected changes in the real exchange rate. differences in expected inflation, and on expected changes in the real exchange rate. differences in expected changes in the real exchange rate, but not on expected inflation. differences in expected inflation and nothing else.

Answers

Answer:

Differences in expected inflation, and on expected changes in the real exchange rate.

Explanation:

Interest rate is the rate charged by a lender on monies borrowed

For example if 100 is borrowed, and the lender expects the borrower to pay 10 every month. The interest rate = (10/100) = 10%

According to the taylor equation

(1 + Nominal interest rate) = ( 1 + real interest rate) + (1 + inflation rate)

the higher the real interest rate and inflation rate, the higher the nominal interest rate

Real interest rate is interest rate less inflation rate

Nominal interest rate includes inflation rate

The FASB Codification requires the following financial statements for all nongovernmental, not-for-profit organizations Statement of financial position, statement of activities, statement of cash flows, and statement of functional expenses. Statement of financial position, statement of operations, statement of cash flows, and statement of functional expenses. Statement of financial position, statement of activities, and statement of cash flows. Statement of financial position, statement of revenues and expenses, statement of cash flows, and statement of functional expenses.

Answers

Answer:

Statement of financial position, statement of activities, and statement of cash flows

Explanation:

FASB Codification speaks about and explains what GAAP is and it removes nonessential information.

The reason for the Financial Accounting Standards Board (FASB) first of all, Accounting Standards Codification simply to place or put all accounting guidance in one place or location.

The aims or goals of the Codification

1. Making easy and understanding, the structure and accessibility of authoritative GAAP;

2. To give all authoritative literature in a single location;

3. Limit the time and effort required to research an accounting issue;

4. Limit the risk of noncompliance with GAAP;

5. Facilitate updating of accounting standards and others.

Roger wants the human resources department to focus on attracting the right employees, measuring their progress toward corporate goals, and rewarding employees for achieving those goals. What is the department focusing on?

A.
talent management
B.
strategic human resources management
C.
succession planning
D.
external recruitment
E.
reemployment

Answers

C is the correct answer

The stock of Canadian Ski Wear is currently trading at $45 a share and the equity beta of the company is estimated to be 1.3. The company is expected to pay a dividend of $1.50 a share next year, and this dividend is expected to grow at a rate of 4% per year. The rate on the 10-year U.S. Treasury bond is 4% and you estimate the market risk premium to be 5%. Using the dividend growth model, what is the company’s cost of equity?

Answers

Answer:

737383ujeheur8ieh3r8r8

Comfy Cozy Chairs makes and sells rockers. Each rocker requires $45 of direct materials and $37 of direct labor. Variable manufacturing overhead is $8 per unit, and fixed manufacturing overhead totals $58,000. Variable selling and administrative costs equal $15 per unit, and fixed selling and administrative costs total $102,000. During the period, 2,000 rockers were produced and 1,640 were sold. The unit product cost using absorption costing is ______. Multiple choice question. $105 $119 $90 $125

Answers

Answer:

Unitary production cost= $119

Explanation:

The absorption costing method includes all costs related to production, both fixed and variable. The unit product cost is calculated using direct material, direct labor, and total unitary manufacturing overhead.

Unitary fixed overhead= 58,000 / 2,000= $29 per unit

Now, the unitary absorption cost per unit:

Unitary production cost= 45 + 37 + 8 + 29

Unitary production cost= $119

Who determines your credit score?​

Answers

Answer:

Credit karma

Explanation:

Answer:

Your credit scores are determined by credit scoring models that analyze one of your consumer credit reports and then assign a score using complex calculations.

Explanation:

The five pieces of your credit score

Your payment history accounts for 35% of your score. How much you owe on loans and credit cards makes up 30% of your score. The length of your credit history accounts for 15% of your score. The types of accounts you have made up 10% of your score. Recent credit activity makes up the final 10%.

Which statement is not true about the self-managed team approach?
1.These are work groups that supervise themselves
2.Some people do not have the skills to work in a self-managed team.
3.The team leader is not a team member.
4.Every team member learns from the other's job.

Answers

Answer:

3.The team leader is not a team member.

Explanation:

Given that a self-managed team is a type of team that has several employees whose roles are not limited to some specific responsibilities but also spread to other roles including the production of goods and services delivery.

Usually, the group plans and implement the plan themselves. Also, the team members work in synergy which makes them learn from one another including the team leader who is also part of the team.

Hence, in this case, the correct answer is "The team leader is not a team member."

Help me please.. there is no option on here for Human Resources principals, so I jus clicked business as the subject..

Answers

Answer:

A

Explanation:

QUESTION 9 of 10: When naming a business, you should:

Answers

Think of a catchy slogan to go with it

Answer:

1. Search the name on the internet to and check for copyright.

2. Make something catchy that people will remember ( Like a alliteration).

3. Make a backup name (and maybe a backup backup name).

4. Get a sample of people to rate your name.

5. Make sure your personally happy with it.

Match each investment or savings option with the income source(s) it provides to investors.

Answers

Answer:

huh im confused

Explanation:

have a day ig

The correct match for investment or saving is:

Investment/savings                         Income sources

Trading in Bonds:                            Capital Gains and interest income

Buying and selling properties:       Capital gains only

Trading in company stocks:           Capital gains and Dividends

Opening a CD account:                  Interest Income only

What is an investment?

The classic definition of investment is "commitment of resources to realize benefits in the future." An investment is a "commitment of money to receive more money later" if money is involved. An investment is described as "to tailor the pattern of expenditure and receipt of resources to optimize the desirable patterns of these flows" from a more general perspective.

The net monetary reception during a time period is referred to as cash flow when expenditures and receipts are stated in terms of money, whereas money received over the course of numerous time periods is referred to as cash flow stream. The use of scientific methods, often mathematical ones, in the investing process is known as investment science.

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Help me please.. there is no option on here for Human Resources principals, so I jus clicked business as the subject..

Answers

Answer:

it should be vision B because the vision contains the reason why the company was formed

explain socialism, capitalism and mixed economy with their features advantages and disadvantages​

Answers

Socialism is defined as the means of production that is owned by the state. Capitalism is a economic system in which private individuals or businesses own capital goods. A Mixed Economy is a system that combines aspects of both Capitalism and Socialism.

When participating in the
___________ ___________ ___________ students and FBLA Chapters
are able to compete with students and chapters ranked the best in the state in competitive events.
The election of State officers occurs at this event.

O National Leadership Conference

O Fall Leadership Conference

O State Leadership Conference

O Regional Leadership Conference

Answers

Answer:

At the National Leadership Conference

Explanation:

cash receipts journals​

Answers

Answer: theyre handy!

Answer:

cool lol

Explanation:

Louis purchased $5,000 worth of stock three years ago and sold it today for $7,000. He received no dividends from this investment. Inflation averaged 4% during the three years he owned the stock. What was his annualized real rate of return on this investment?

Answers

Answer:

9.33%

Explanation:

Calculation to determine his annualized real rate of return on this investment

Annualized real rate of return=[($7,000-$5,000/ ($5000*3) *100] -4%

Annualized real rate of return=13.33%-4%

Annualized real rate of return = 9.33%

Therefore his annualized real rate of return on this investment will be 9.33%

give 2 or 3 reasons on why cheaper delivery is better

Answers

Answer: Because is cheap

2 Because is better and you save money

Explanation:

Answer:

It's 100% cheap, You don't have to worry about driving all the time, and It's better!

Explanation:

Economics (FoolProof)

I should do my best to get a credit card from a company that will tell me both my interest rate and my credit limit before I commit to taking the card.

True or False

Answers

Answer:True

Explanation:

A home improvement store has an assembled kids playset on display. There
are no signs waming parents not to let their kids play on it. When a child
climbs on the playset, it collapses and the child breaks her wrist. The playset
was not assembled properly for use because it was only for display. Is the
home improvement store negligent?
A. Yes. The store has a duty of care to provide a safe environment
and not assembling the playset correctly or putting up warning
signs is a breach of duty. The breach caused the playset to
collapse and resulted in harm to the child.
O B. Yes. Home improvement stores are held to a higher standard of
care than other stores because they sell some dangerous items.
Even though a reasonable person wouldn't climb the playset, the
store is still negligent.
O C. No. Home improvement stores do not have a duty to ensure the
safety of their customers because they sell some dangerous
items. Without duty to the customer, the store cannot be negligent.
OD. No. The store is not in violation of a breach of duty because
customers should know never to climb on or use anything on
display in a store. Without breach of duty, the store is not
negligent

Answers

Answer:

a. yes. the store has a duty of care to provide a safe environment and not assembling the playset correctly or putting up a sign is a breach of duty. and it resulted in harm.

Explanation:

a p e x

What are 4 reasons why you should print, save, or make a copy of your job application???

Answers

Answer:

Be Prepared. Make sure you know the correct names, dates, places and other information you will need

define consumer protection agency​

Answers

Definition of Consumer Protection Agency (CPA)

CPA is the governmental regulatory authority entrusted with the protection of consumer rights and was established by virtue of the Consumer Protection Law No. 67 in 2006 and its Executive Regulations.

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